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Dental Benefit, Individual Dental Insurance Plans.

07/16/15

HOW LONG MUST I KEEP A DENTAL INSURANCE PLAN?   I have started a new job that will offer me dental and medical insurance if I stay there for six months.  I have no intentions on leaving and will be getting the insurance benefits once I am able to.

My question is, I currently have some dental issues that need to be taken care of.  Can I buy a dental plan then cancel once I get my dental insurance offer to me though my job?  Or do I have to keep paying for it for a year or more.  Please advise.

Answer: With the dental insurance plans that are offer on this website you can buy the dental insurance that offers a monthly payment option and cancel at any time with a 30 day written request to the carrier, they in turn will cancel towards the next valid billing cycle.

However although many of our dental insurance plans will let you cancel, beware there are a few dental insurance companies that will make you keep the plan for a year. In addition, you may want to avoid buying PPOs dental insurance plans for short term use due to the waiting periods involved in them.

I suggest reviewing our dental discount plan as they are not only low cost plans but offer monthly payment option with no waiting periods.

Posted on 07/16/15 | by admin | in Dental Benefit Providers | No Comments »

Individual dental insurance plans, Looking for dental insurance for just my daughter

07/14/10

My daughter turned 22 and my current dental insurance plan will be dropping her because they only insured dependents up to 21.  I made a deal with my daughter that as long as she is a full time student and is getting good grades.  I would pay for her dental needs.

I would like to get a dental insurance plan for her.  Can I buy a dental insurance plan in her name and be the one paying for it?  Since I have to pay for it I rather do it that way then have to give the money to my daughter to pay the bill.  Do you know if that could be done?

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Posted on 07/14/10 | by admin | in Dental Help, Dental Insurance, Dental Plans | 1 Comment »

Individual Dental Insurance plans, Looking for a low cost plan

07/10/10

I am a 24 year old working poor person.  I work two some times three part time jobs just to get buy.  I have enough for all my bills and a little extra but that is about it.  Since right now all I have are part time jobs (my main job has cut back everyone hours. ) I do not have dental insurance only a small health plan.

I am shopping out for dental insurance because I do not want to let my teeth health go by the waste side.   I need a dental insurance plan that can at least offer me free to low cost for the office visits, X-rays and cleaning.   With that said I can not afford an expensive dental plan. I am hoping to pay only $20.00 or less a month.  Is this possible?

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Posted on 07/10/10 | by admin | in Cleaning, Dental Help, Dental Insurance | 2 Comments »

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This site does not provide medical or dental care advice It is simply a forum in which consumers can voice their opinions, views, and experiences in an effort to help others with similar problems and situations. Please be sure you consult your doctor first!