Dental Insurance for California
Question: I live in California and do not have any affordable dental insurance. What I do have is this PPO though Delta dental that I get though my employer. However the plan does not work well for me. I have a $1000.00 which is not much coverage when dental work cost so much.
I also seem to always go over the UCR fees that are some mystery figures that the company comes up with. I just tired of the limitations this plans has build into it. Are there any affordable dental plans where I do not have a yearly max nor do I have to worry about what my billing going to be after the fact.
Answer: I would suggest reviewing our HMO plans though California Dental and PrimeCare. Both are HMO insurance plans that do not have have waiting periods or yearly maximum limitations. They are fee based plans that show your cost for all the different services covered under the plan. Therefore no guessing at your cost for dental care services.