Dental Insurance Plans for Families that offer Immediate Coverage’s.

Question: My family and I live in California and I am looking for a dental insurance that offer Immediate coverage’s. I do not care if it cost more since I can afford a higher cost plan. I do not want to have to wait out long term waiting periods before my kids can even start to have any needed dental care.

Reply: On our website dentalbenefit.com in California we have a few dental insurance plan options that do not have waiting periods. You can review our HMO insurance plan options that do have a lower month cost ranging from $16.00 – $40.00 a month for a family and all our HMO plans have no waiting periods.

However if you prefer a PPO insurance plan without waiting periods we also have two plan PPO options that does not have waiting peoiods ranging from $155.00 – $200.00 and up (depending on your zip code) for a family plan. As you can see PPO plans are more costly and ones that do not have waiting periods are also higher in cost. They do let you stay with your own dental provider office if that is a factor for you.

You can review all our dental insurance plan options by entering in your zip code in the quote box provided. If you have any questions about our dental insurance plan options please call our member service line at 310-534-3444 M-F 8am-4pm