Dental Benefit, How Does a PPO Plan Work
Question: I am up to get my dental insurance though my job in another month. I was told by a work friend that it is a PPO plan that we get. She says that it kinda suck because you have to pay the dentist in full for the dental services then wait for your money back from the insurance company.
Is this true. Is that how a PPO covers you? That seems messed up if you had money to pay in full for dental services then you would not really need dental insurance. Now I know that you get your money back from the insurance company but I have to agree with my friend that kind of sucks.
Answer: Well yes and no. That is the claims process that the dental office she is going to is doing. What you want to do is ask the dental office how they would file out the claim and ideally you would go to one that will submit the claim and bill you for any adjusted differences