California Dental HMO Pacificare Dental plan
I live in Long Beach CA and was reviewing your Pacificare Dental 160 plan. I need a good low cost dental plan and it seems to be fitting into my budget of what I can pay for insurance. I want to confirm that it is dental insurance and not a dental discount plan.
I would also like to know how claims are handle. Do I have to pay in full and wait for a refund. The dental plan I had though my job worked like that and I hated it. Please provide more information so I can decide if that is the right plan for me.