Need dental insurance that covers Oral Surgery
my daughter needs to have all four wisdom teeth removed by an Oral Surgeon. My current dental insurance only covers for extraction done at a general dentist. Just found this out today. My daughter needs to have these teeth pulled out soon so looking for dental insurance that can help me with the cost.
Thursday, Oct. 28th 2010 9:14 AM at 9:14 am
Sounds like you may have and HMO plan that does not offer specialist unlike PPO plans where you can chose your own dentist. Your coverages may still be based on general dentist cost but at least you would have some coverage.
Now though most PPO plans have waiting periods so in order for you to get one now you may still be out a year or more until they will cover an oral surgeon extraction.
Since it was not too long ago that I had the same problem I turned to a dental discount plan and saved 20 percent off the cost of my son wisdom teeth extractions.
Which was still a savings of a couple hundred dollars. Not by on a $8 a month plan that I got. Look into it and see if something like that will work for you