Need to have a good affordable dental insurance plan
I live in Lively VA and I am looking for a good over all covered plan. I want dental insurance however, all I see are really high cost dental insurance plans or dental discount plans. Is there nothing in the middle that can make sense? I just want my basic oral health care, and maybe a filling if ever needed. Please advise.
Friday, Aug. 13th 2010 9:55 AM at 9:55 am
You may want to see if you can find any dental HMO Insurance they tend to have low monthly rate and free preventive dental services.
Also there are low cost PPO dental insurance plan but read to make sure you know what your waiting periods and annul max limitation is.
Friday, Aug. 13th 2010 9:58 AM at 9:58 am
Well you may be looking at PPO plans they are more costly but they also let you see your own dentist if you want to. Discount plans are good if you do not want any waiting periods or other limitations that are in many dental insurance plans. However you have to go to dentist that take the plan.
If cost is a factor for you take a second look at the discount plans. They will save you money of your dental needs.
Friday, Aug. 13th 2010 10:08 AM at 10:08 am
I had the same problem in my area I could not find dental insurance that was not to costly for my budget. I did get a dental discount plan and it really work out well for me.
I was able to get most of my dental work done for more then a 50% saving. The key is finding a dentist under the plan you want to go to.
I had the discount plan for two years until my job offer us dental. But I do recommend it for others that can not afford getting dental insurance