I am getting tired of looking for dental insurance. The dental insurance I will get through my job will not start for another seven months. In the meantime, my wife wants me to find a family dental insurance plan just in case something happens. Truthfully, I would rather wait until my open enrollment. I am tired of her nagging me about it, so I tried to find something online that can work, but it all just goes over my head since it is not something I am into. Please advise me on a good short-term plan since I can get dental through work.

Reply: I completely understand the frustration of looking for dental insurance, but it’s great that you’re taking the initiative to find a plan that works for you and your family. 

An HMO dental insurance plan may be a good option based on your situation, as it typically doesn’t have waiting periods. This means you can start using your benefits right away. Another benefit of an HMO dental insurance plan is that it is generally low-cost, making it more affordable for families. 

An HMO dental plan can range from $20 – $45 a month for a family of three or more, significantly lower than other dental insurance plans. Additionally, most HMO dental plans are monthly, though you may have to commit to a year term, so make sure you read the plan terms and conditions to verify. 

I hope this information has helped you. If you have any further questions, please don’t hesitate to call our office at 310-534-3444 between 8 and 4 M-F. We are happy to help you choose a plan that best fits your needs.