Answer: Since there are different types of dental insurance plans, the cost can significantly vary depending on the type of dental insurance. However, the average HMO dental insurance plan runs around $8.00 – $25.00 a month. For your PPO and Indemnity plans, the cost can also be based on zip code and age; however, for a range, say, around $25 – $75.00 a month.   

Why are PPO’s dental plans more costly than HMO’s dental plans?

The reason why PPO dental plans are generally more expensive than HMO dental plans is that PPO plans typically offer more flexibility and choice when it comes to choosing a dentist. PPO plans allow you to choose any dentist, while HMO plans require selecting a dentist from a pre-approved network. With more choice comes a higher cost, as PPO plans often have higher deductibles and co-pays than HMO plans. Additionally, PPO plans typically cover a more comprehensive range of dental services than HMO plans.

We offer both HMO’s and PPO’s dental insurance plans. We can help you choose the best plan for your dental care needs. Please call our member service line at 310-534-3444. We will be happy to help.