Knowing your Individual Dental Insurance Options. 

There are several dental insurance options to choose from when you shop for individual dental plans. HMO network dental insurance plans, PPO dental plans, Free choice of provider plans, and Dental Discount plans. Each plan type can fit different dental needs depending on what kind of coverage you want and what you can afford to spend on a plan. You can review dental HMO plans or Dental Discount plans for lower-cost dental plan options. These programs have fewer limitations and lower monthly costs but require that you stay within the plan network of the dentist. If you want dental insurance plans to stay with a dental office or give you a free choice to choose your dentist, then you will want to review dental PPO plans or Indemnity plans which are your free choice of provider plans. These plans are more open to providers; they have more limitations that should be reviewed carefully.