Dental Benefit – Provider Vs. Limited Choice of Providers Plans.
In more traditional policies (such as dental Indemnity plans) they allow the insured to obtain dental treatment from any provider and be reimbursed for claims made according to the plans benefits. Where as on HMOs dental insurance plans limit coverage to services provided by the HMO’s providers and PPOs dental insurance plans provide a list of providers for whom benefits are provided on a preferred basis (while covering dental services of non-listed dental providers can be on a less favorable basis).