Dental Benefit – HMO the Affordable Dental Insurance Option
HMO refers to a dental health maintenance organization
These insurance plans, also known as “capitation plans,” operate like their medical HMO cousins. This type of dental plan provides a comprehensive dental care to enrolled patients through designated provider office.
A Dental Health Maintenance Organization (DHMO) is a common example of a capitation plan. The individual and family dentist is paid on a per capita (per person) basis rather than for actual treatment provided.
Participating individual and family dental offices receive a fixes monthly fee based on the number of patients assigned to the office. For that the dentist in the network have agree to the pricing fee schedule for the dental services as listed under the HMO plan details. When you can control cost your cost is normally less.