Dental Benefit, What Are Deductibles in a Dental Insurance Plan
Most PPO’s and Indemnity dental insurance plans have a specific dollar deductible. The deductible works like your auto insurance. During a benefit period, you personally will have to satisfy a portion of your dental bill before your dental insurance plan will contribute to your cost of dental treatment. Your dental insurance plan information will describe how your deductible works. Dental insurance plans do vary on this point. For example, some dental plans will apply the deductible to diagnostic or preventive treatments, and others will not.