Medical insurance is primarily designed to cover the costs of diagnosing, treating and curing serious illnesses. This process can normally includes a primary care physician and multiple specialists, a variety of tests and multiple procedures to be performed by doctors and laboratories, as well as medications. Rating medical insurance depends on the health, age and attitudes of people in the medical coverage group, so costs can fluctuate widely.

When reviewing dental insurance, you will be able to note that most dental coverage is designed to ensure that the patient receives regular preventive care. Where as high quality  medical care requires the complex, multiple resources, That is rarely the case with high quality dental care. A thorough examination and a set of x-rays done by the dentist is all it usually takes to diagnose a problem.

Dental care is normally provided by a general practitioner, although some cases may require the services of a dental specialist. However, because most dental disease are preventable, dental benefits plans are structured to encourage patients to get the regular, routine care vital to preventing and diagnosing the onset of serious dental disease.

Because preventive dental is so important in dental health care, most dental benefits plans require patients to assume a greater portion of the costs for treatment of dental disease than for preventive procedures. By placing an emphasis on prevention, and by covering regular teeth cleaning and check-ups, Americans saved nearly $100 billion in dental care costs during the 1980s.